Duty Ledger — Budget Tracker

This Check

Net pay (take-home) this check

Pay periods per year firefighter biweekly = 26

Currently Being Saved (already deducted from your check)

457 pretax / check

457 Roth / check

YTD combined 457 contributions so far

Roth IRA (outside your paycheck)

Contributed to Roth IRA so far this year

Planned Roth contribution / check shows up as a savings goal on the Budget tab too

These numbers drive the gauges above and the Budget tab totals. Update "this check" and YTD figures every payday to keep it current.

Fixed Expenses

Fixed Subtotal

$0.00

Variable Expenses

Variable Subtotal

$0.00

Savings & Goals (beyond the 457 already coming out of your check)

Savings & Goals Subtotal

$0.00

Remaining this check

$0.00

Negative and the bar turns rust-red — trim variable or savings lines above until it's back to zero or positive.

457 — 2026 Contribution Pace

2026 combined cap (pretax + Roth 457)

$24,500.00

Remaining room

$0.00

Checks until cap is hit at current rate

0.0

Extra cash freed up per check once capped

$0.00

Roth IRA — 2026 Ramp Plan ($7,500 max, due 4/15/2027)

Contributed so far this year

$0.00

Remaining room this year

$0.00

Checks remaining in 2026 assumes 26/yr, adjust if needed

Needed per check to hit $7,500 by year-end

$0.00

Compare this to your planned Roth contribution on the Income tab — once the 457 caps out (see above), the freed-up cash easily covers the gap.